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FAQs (Frequently Asked Questions)

We are here to empower a life well lived.  When investments are aligned with values, it frees the mind to capitalize on the present and design the future.  In this place, faith replaces fear, contentment replaces greed, unity replaces conflict and generosity replaces materialism.

We help our clients by proactively stewarding their portfolios, transparently reporting on their investments, and facilitating their investments with those companies that align with their values. Our clients want to be knowledgeable about where their money is invested and do not want to invest in companies that are opposed to their values.

Values-based investing is all about having the conviction of “How You Profit Matters”. Our managers are focused on helping you profit while:

  1. Embracing the values of companies that are doing good.
  2. Engaging in the mission of companies that are proactively seeking to have impact.
  3. Avoiding companies that produce, distribute or advocate for things that are against our values.

A Values Investor Advocate is devoted to educating, empowering, and engaging our clients in helping them align their values with their investment objectives.  They provide basic financial planning guides to help reach your goals, and in addition, we have a team of CERTIFIED FINANCIAL PLANNER™ professionals that can help with more complex issues.

At Devoted we are here to help all people, regardless of net worth. Moving toward aligning their values and investments, our Values Investor Advocates are ready to meet them where they are at:

 

Let’s Get Started – We provide education and interactive resources that coincide with our “Getting Started Road Map”. The roadmap is designed as a step-by-step guide toward building a firm foundation that we can then help clients “Build and Grow” upon.

Build and Grow – Clients will have access to a Values Investor Advocate who will provide custom risk and values assessments. Clients will then have a selection among our designed portfolios that can be customized to help reach financial goals without compromising values. Finally, online portal access will be provided, which contains financial planning road-maps, investment performance tracking, and various resources to help clients build and grow their wealth where we can then help “Plan and Protect.”  

 

Plan and Protect – Clients that are approaching financial independence or retirement will have access to a CERTIFIED FINANCIAL PLANNER™ professional and/or a Certified Kingdom Advisor to help answer more complex values-based and financial planning questions.  In addition to the risk and values assessment, these advisors will help answer questions like:

  1. Do I have enough to be financially independent or retired?
  2. How do I protect my investments to make sure they will provide income for me and my family for the rest of our lives?
  3. Can I use the money that would have been paid to the government to give to charities that align with my values?

We charge a 1% annual fee that is billed quarterly based on the assets that we manage. This means at the end of each quarter, we would multiply the account balance by 0.25% to calculate the fee, which can be billed directly from the account.

Similar to a code of ethics, we believe we are accountable and have been entrusted by our Creator to be good stewards of the gifts He has given to us. We believe this responsibility should be a part of every aspect of our lives, from our relationships and communities to the way we treat our bodies, our planet, and of course our finances.

Belief in this principle means we are dedicated to providing our clients with the education, awareness, and opportunities needed to align their finances and investment strategies with their values and beliefs.

Financial Independence is the point in time in which your investments generate as much as or more than your work activities. This doesn’t necessarily mean retirement, but it does mean that work becomes an option instead of a necessity.

Every time we buy a product or invest in a stock we are voting with our dollars.  This vote will ultimately influence the share price of that company and the board of directors’ response to running the company. Over the last few years, special interest groups have used this to their advantage, influencing the company’s management and investment decisions by voting with their dollars.

The simple answer is yes. This can be expensive and would require using a separately managed account (SMA).  We typically do not recommend doing this with less than $250,000 per broad asset class. In most cases, the fund managers that we utilize in our model portfolios already have a screening process that excludes the companies that generally do not align with the ‘values’ that we look for. Our Investment Partners page explores each of our fund managers and their screens. 

Our telephone number is 805-372-0821, we also are available through video chat and email to all our prospects, clients, and to anyone who wants to learn more.

Our office is located in California, but our clientele spans throughout the United States.

Get In Touch With Us Today!